^^ “Domestic Rating Agencies” refer to local credit assessment institutions that are recognised by the SecuritiesCommission Malaysia. The Fund may also opt to invest in the equities with high dividend yield either directly or via collective investment schemes of RHBAM or other collective investment schemes (including real estate investment trusts and exchange traded funds).įor the fixed income portion, the Fund may invest in fixed income instruments provided that at the point of purchasing the instruments, issuers or financial institutions carry a minimum rating of ‘A3’ as rated by any reputable Domestic Rating Agencies^^ or a minimum rating of ‘BBB-’ as rated by any reputable Global Rating Agencies^^^, without restriction on the tenure of these fixed income instruments. The objective is to invest into equities that have strong cash flow and strong balance sheet to support a sustainable dividend income, in order to reduce the volatility of the Fund.

There will be no restriction on country allocation. The Fund may invest in foreign equities with high dividend yield listed in the Asia Pacific ex-Japan markets (including, but not limited to, Malaysia, Australia, China, Hong Kong, India, Indonesia, New Zealand, South Korea, the Philippines, Singapore, Taiwan and Thailand) including equities with high dividend yield of Asia Pacific ex-Japan companies that are listed on or traded in non-Asia ex-Japan markets. Remaining of its NAV will be invested in liquid assets. The Fund may also invest in equities listed in Malaysia and foreign markets and up to 50% of its NAV in equities with high dividend yield. To achieve its investment objective, the Fund will invest up to 100% of its NAV in fixed income instruments issued by Malaysian and foreign companies or Malaysian or foreign government. * Members are advised that their capital is neither guaranteed nor protected. The Fund seeks to provide capital preservation* for the members’ investment. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider’s page. Please read the scheme’s disclosure document before deciding to make a contribution.

Rhb fixed deposit rate